Qualifying for Chapter 7 Bankruptcy
2249 S. Brentwood Blvd. St. Louis, MO 63144
Mon-Fri: 9am to 5pm Evening/Weekend Available
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Since Chapter 7 Bankruptcy completely wipes out debt, there are stringent standards. Qualifying for Chapter 7 Bankruptcy is well defined, and is not determined by the bankruptcy lawyer. The United States Bankruptcy Code sets the qualifications for Chapter 7 Bankruptcy.

Before filing a Chapter 7 Bankruptcy, you will need to qualify for Chapter 7. In short, the qualifications for Chapter 7 Bankruptcy are:

  • No bankruptcy discharge in the previous six to eight years (depending on the type of bankruptcy)
  • Qualify under the Chapter 7 Means Test

Filing for the wrong type of bankruptcy can have a dramatic affect on your life. We offer a consultation at no cost to you to learn about the options available to you and which type of bankruptcy best suits your specific circumstances. Use the form below or call our office at 314-961-9822 to schedule your FREE Bankruptcy Consultation without any obligation.


The Bankruptcy Company is a debt relief agency helping people file bankruptcy relief under the Bankruptcy Code. The choice of an attorney is an important decision and should not be solely based on advertisements.