Chapter 7 Bankruptcy Means Test
2249 S. Brentwood Blvd. St. Louis, MO 63144
Mon-Fri: 9am to 5pm Evening/Weekend Available
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The Means Test is one of steps necessary to determine eligibility to file Chapter 7 bankruptcy. The Means Test is used to determine if you have the ability to repay your debt. If so, you will likely need to consider Chapter 13 Bankruptcy instead of Chapter 7 Bankruptcy.

In short, the Means Test is used to determine if your income is less than the median income for your size household in your state. This threshold is different for every state.

Just because you "pass" the Means Test does not necessarily mean you should file Chapter 7 bankruptcy. There are many things to consider when deciding which bankruptcy is right for you. An experienced bankruptcy lawyer can advise you of the advantages and disadvantages of Chapter 7 bankruptcy.

Take advantage of a FREE Consultation with bankruptcy attorney David Gunn and learn how the law applies to you and your situation. Simply use the form below or contact our office directly at 314-961.9822.


The Bankruptcy Company is a debt relief agency helping people file bankruptcy relief under the Bankruptcy Code. The choice of an attorney is an important decision and should not be solely based on advertisements.